I have a similar situation to you. In my current house its all Simply Automated Gen 1, but I'm buying a new house, and there is no question I want UPB there as well.
You mentioned two things that you need to clarify. You said switches have reliability problems, and you said some have failed altogether.
This could mean many things. First, what brand switches do you have, and how have they failed? I have 65 Simply Automated devices, and maybe 3 or 4 have failed (over 10+ years) because the contacts in the switch wore out simply from constant use. I've never had one actually have the UPB part fail or electronics fail (other than switch contacts).
On poor reliability you can have a poor signal level or a high noise level. You want the highest signal and lowest noise. In my experience, signal is a bigger problem then noise, but in some cases, noise can be a problem as well.
Do you have a coupler between your two electrical phases? Is the switch that fails always on the "other phase" as reported by UpStart?
From my research, the Gen I, GenII, Gen III stuff is misleading, because there have been many improvements through the years that are not represented in the "Generations."
We can talk more GenI, GenIII once we know more about what YOU have.