Actually it's not really true that the 31X is/was required for the consumer.....it goes well back before that and for a different reason. A lot stems from the Carter lawsuit and their devices.
Back in the 70's and early 80's, you also had to have the telco come out to install the 31/38X for you.
The "old" days, you could only get a phone or cabling installed by ma Bell and they owned both (and rented you the phone) and any connectors (such as the old 2 and 4 pin) were only a convenience item for portability (remember, we're talking houses that had 1 or maybe (if lucky) 2 jacks installed PERIOD and the connected hardware was rented from ma Bell. That was followed by the suits and allowing FCC registered equipment to be installed on the phone network (through a rented or leased "protector") and then the connected hardware had to be proven to be "harmless" or have a way of being disconnected from the PTSN easily to "prove" that the issue was not the PTSN (which almost all of the trouble calls out there in the world, the majority of issues are before the cable even entered the building). This is all during the monopoly days.
Also remember, the first gen home alarm and monitoring started around the time the FCC allowed the legal installation of non-bell hardware to the PTSN (of course, there are earlier installs out there, but not very commonplace and required leased lines) and the first digital communicators also started coming out during the years following the FCC decision. Before that, it was tape and even record dialers. The 31X has never been a point of demarcation between the alarm and premise lines since they're really one and the same, it's just a service disconnect to easily put the wiring to a "non modified" wired state quickly and easily (the 31/38X just have a shorting bar inside them) and the telco owned all the cabling in and out of them with the exception of the modular cord to the non-bell hardware (they were also used for LD dialers installed to use 1010's).
I cut my teeth working on these old installs in mansions and buildings around these parts. Also worked for the company that was essentially the only game in town (nationally) during those years.