I wanted to provide an update to the above...
The owner's did want to hear global announcements (both Areas) in the MBR, so I left the wiring as is with the speaker in the MBR connected to OUT1.
Generally, the rule(s) above work perfectly, except that when I was actually writing them in RP, I realized that as the zones were muted (by turning the various outputs ON) that I also needed a way to un-mute the zones. Rather than leave the outputs on for an amount of time and possibly conflict with various announcements (who knows when they'll happen, so time based didn't seem to be a good option) - I ended up writing them as follows:
WHENEVER (Area 1) CHIME ALERT SOUNDS
THEN TURN Output 11 OFF
THEN TURN Output 12 OFF
THEN TURN Output 13 ON
WHENEVER (Area 2) CHIME ALERT SOUNDS
THEN TURN Output 11 ON
THEN TURN Output 12 ON
THEN TURN Output 13 OFF