This was a mixed reference on my part (I apologize). I had an issue with the fact that the "old" NEC code allowed the 2 phases of a shared common circuit to be powered off separate, single pole breakers. Shutting off one breaker would leave the opposite phase energized with current on the neutral. Your typical home owner isn't accustomed to dealing with either of these conditions. I'm happy to see that the 2008 code has corrected this.
Per my initial testing (results posted in a previous post), turning one or the other circuit off while leaving the other on did not energize any of the involved neutrals regardless of what state the switch was in (powering the light, or not).
TAs far as the GFCI breaker is concerned, it would provide a belt an suspenders level of protection. In the end DIYHP either needs to trust the SA assertion that the switch is isolated from the neutral, or seek another configuration.
The GFCI is (more or less) at the end of the circuit with nothing on the load side, while this switch box (and most all of the others where this switch/neutral situation occurs) is essentially at the head of the circuit if not the first jbox in the circuit.
In this particular circuit the USR-40A switches neutral is tied into what was initially intended as a dedicated circuit for low voltage purposes, but had to be abandon because I needed the circuit for the living room receptacles due to the electricians screw up. Luckily I had two dedicated circuits for low voltage, so hopefully I will only need one of them. Long story short, I do have a jbox right outside the sub-panel where I was planning on putting in a UPB relay to control on/off of the low voltage transformers. I could put in a GFCI in this jbox that would effectively provide GFCI protection for the entire circuit if you feel this would be a better location for a GFCI.
I was giving this wiring some more thought last night and realized that in this scenario, the actually neutrals from the two circuits are not physically tied together except at the sub-panel buss, as there is no neutral wire from the USR switch back to the other circuit. The only connection to the other circuit is through the hot feeds to the USR switch. Now I don't know if this makes a difference or not as this goes beyond my knowledge of circuits and I don't really have the time right now to research the principles of it all.
Would it help to pull out the multimeter to understand what is going on here with the switch and neutrals from the two circuits under various scenarios? This would certainly alleviate any concerned I have, and perhaps would be a sufficient demonstration for the inspector showing the setup isn't a code violation. If so, what do you feel would be the most appropriate measurement to take? Voltage and current on the switches neutral or voltage and current on the circuits neutrals?
Attached is updated pic of the box showing the other two switches (one with a single light on the load, the other with no load) now tied into the true hot from the sub-panel in the box. The arrows show the re-purposed hot white traveler (red arrow) from the other circuit now dedicated to the USR, and the USR switches neutral lead (green arrow) that ties into the neutral of the circuit that comes into this jbox.
