I'm sure it's not legit but it nearly got me in an early morning stuper.
Dear eBay customer,
During our regularly scheduled account maintenance and verification procedures, we have detected a slight error in your billing information.
This might be due to either of the following reasons:
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A recent change in your personal information ( i.e.change of address).
2. Submiting invalid information during the initial sign up process.
3. An inability to accurately verify your selected option of payment due to an internal error within our processors.
Please update and verify your information by clicking the link below:
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If your account information is not updated within 48 hours then your ability to sell or bid on eBay will become restricted.
The eBay Billing Deptartment.