Lutron combines conventional wiring with hard-wired control. That gives you an option to replace their switches with traditional ones if they go out of business. The installation is more complicated though with the matching high price tag. Wireless switches are not very reliable and also depend on proprietary technology. I know a lot of people who bought an old house and found that their "traditional wiring" does not work, cannot be repaired and the only option is to open up walls and replace it.
I personally like home-run systems. I think they are the future of home wiring. There are many companies that produce automated relays for such systems, and even if they all go out of business tomorrow you still have an option to replace the automated relay with a mechanical one and control it from traditional switch using original cat5 wiring. And the cost of home-run installation is on par or lower than of the traditional wiring (just think about all these gang boxes full of switches and a nightmare of multi-way install). And for the DIYer there is an extra perk: they can control all the relays from HAI or similar controller with relay outputs and without a need for a specialized lighting system.
+1
Certainly there are those that are scared by automation. But I can easily "unprogram" my LiteJet system easily and remove any scenes. Then, the Centralite keypads will simply control the loads like normal switches. I do run the risk of MCP (master control panel) failing, but that's pretty much the only item that's proprietary with LiteJet. I am considering buying a backup MCP (@ $1,000) just in case it ever fails and Centralite no longer stocks them or they are out of business. The rest of the panel are relays and the keypads are nothing special that couldn't be changed with another LV switch.
On the loads I didn't homerun, I've been installing Z-Wave switches/dimmers and JetStream keypads. Both of these can be easily replaced with standard items, and they work just fine for the local load without programming.
I built this house in 2006/2007 with plans to die there (hopefully in 30 years or so), and wasn't concerned with building for resale. If that changes, if I got a read the prospective buyer is a techie, I'll point out the system. If it's a non-techie, then there's no reason to get involved with the details. Either way, the lights will work.
BTW, Picta, welcome to CocoonTech, and thanks for contributing already!
Kevin