The DVR would likely reside in the residence of a homeowner approved by the HOA, likely me or the president of the HOA.
Ya, but then what if the DVR keeper is in on it??!
Your story sounds very familiar. We lived in a pretty small neighborhood (maybe 50 homes), pretty new really, but on the edge of town. Someone suggested getting a neighborhood watch going, since Tucson is a property crime capitol. We got it going, got the signs, got a policeman to come out and give us a pep-talk....and then we started finding out just how bad the problem was. The advantage of a neighborhood watch is that everyone reports what is happening so that you're informed. The disadvantage is that you're now informed just how pervasive the problem is. You begin to look at EVERY vehicle with complete suspicion. Any sense of innocent security was gone.
I lived on a cul-de-sac with my cousin's family, my parents, and my grandma (each in our own house). Every one of those houses had people home during the daytime, when all the breakins were being attempted. We sat down one day and decided we could either militarize our homes...or simply move.
Crime was by no means the worst problem there, but it was certainly the final straw. Now, 1 1/2 years later and 2400 miles away, we're all together again and could not be ANY happier. Sure there are plenty of guns here, but as long as you don't have antlers, they won't bother you.
I know that's not an option for many people, but all I can say is that all of the technology in the world wouldn't have given me peace-of-mind in Tucson. It didn't matter to me if home invasions were lowered down to just 1 house a year...if it was my house.