- Your algorithm is "x mod 250" and only you know this (the result is the remainder of X divided by 250)
- Challenge is 1304
- You calculate this in your head
- You type in 0064 as the response
This way, you NEVER type in your real code, and it changes every time. If someone saw you enter in the code, or used fingerprint powder to derive the possible codes, they would be useless to the attacker. Of course, the actual algorithm would likely be different, but you get the idea. And, it has the bonus of keeping out stupid people.